• Hapankaali@lemmy.world
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    1 day ago

    Some in a checking account, sure, but that should be a small amount that isn’t significantly affected by inflation.

    Retirement funds typically aren’t bills stuffed in mattresses, and if they are, that’s on you.

      • Hapankaali@lemmy.world
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        23 hours ago

        Sure, but not currency that has been stuffed into mattresses for decades.

        It goes into the retirement account and is immediately converted to something else that is a hedge against inflation. Typically, some kind of productive asset or proxy thereof, like stocks or real estate.

        • Gerudo@lemmy.zip
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          21 hours ago

          I get that physically hoarding actual paper currency is dumb. That is not how I read the original post though.

          • Hapankaali@lemmy.world
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            21 hours ago

            Well okay, if you’re not stuffing your mattress, then what does it matter what a certain amount of a currency might have bought in the past? You can’t time travel to spend it.