• far_university1990@reddthat.com
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    20 hours ago

    I german but still hate debt. Why buy something pay off later? Why not just save up monthly then pay once? Same process, same result, 0 fee.

    • rumba@lemmy.zip
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      18 hours ago

      in general:

      The depressed poor person has a lack of dopamine and is completely apathetic to poor decision outcomes.

      here in specific:

      they’re using it for rent, living on the street for a few months to set up your next rent payment is a poor option.

      If you go to florid in the US there are PAYDAY loan shops ALL OVER THE PLACE. It’s the most bizarre thing. Interest rates are outrageous. Your check comes out, you can lose 13% of it to get it now… I suspect because drugs…