Bullshit. Used car market exists since the invention of a car. If you need a vehicle that will drive your ass from point A to the point B you absolutely have no need to buy a brand new one.

Come on like half of car sales in US are financed.

You know that Healthcare and housing is the last resort I’m talking about - where you have no other option.

Noone actually forces you to live in debt. It should be last resort, but people in US finance everything