I was quite surprised as well, when my card was stolen I called discover and they just charged back the transactions, granted they said it would be reinstated if their internal investigation proved to be a fake claim but, they got insurance from the feds for stuff like that, so they don’t need to care too much.
I was really surprised to read a while back that in the UK, for instance, the account holder is responsible if their bank card gets fraudulent charges from hacking, skimming, etc.
Jeez, which country is this that you need to do this much work to deal with credit card fraud?
I was quite surprised as well, when my card was stolen I called discover and they just charged back the transactions, granted they said it would be reinstated if their internal investigation proved to be a fake claim but, they got insurance from the feds for stuff like that, so they don’t need to care too much.
I was really surprised to read a while back that in the UK, for instance, the account holder is responsible if their bank card gets fraudulent charges from hacking, skimming, etc.